Environmental Liability


Property ownership or occupancy comes with the uncertainty of site environmental liability.  Risks associated with accidental discharge of harmful fluids and airborne gases and particles can cause significant pollution liabilities.  We offer specialized insurance policies to respond to a wide range of environmental exposures, such as:

Environmental Site Liability – this coverage is an important insurance product to any buyer or seller of real estate that protects against loss from a pollution discovery, and even in cases of a change in condition at sites where an impairment is already known.  This coverage is common to commercial property owners, developers, manufacturers and processors, and even educational sites and municipalities.

Pollution Liability – this coverage is essential given the action necessary, not only because of onerous requirements of complex laws and regulations, but also because of public response expectations. Your insurance can be structured to respond to pollution incidents that are sudden and accidental, and also those gradual in nature. Extensions can provide funds for clean-up costs, and also for emergency expenses.This coverage is applicable to a wide range of operations and industrial facilities .

We offer peace of mind in knowing that your business can survive a costly environmental lawsuit and still have the necessary funds to continue operating. It’s the confidence in knowing you are properly insured by our Commercial Insurance Brokers.

Pemberton Insurance – The confidence in knowing you are properly insured.

Environmental


Environmental Liability is designed to protect anyone producing, processing, transporting, storing or otherwise handling potential contaminants. Environmental liabilities can affect virtually any business and the majority of property casualty policies do not insure pollution risk, leaving the environmental insurance policy as the sole means to recover loss and expense caused by environmental issues.

Environmental liabilities include pollutants and contaminating materials that are not supposed to be in a specific area of a business. In addition, contaminating materials can include many common substances, such as salt and fuel, which while not being inherently hazardous, can harm plants, livestock or drinking water sources.

Pemberton’s Commercial Insurance Brokers can help you analyze and determine your liability exposures to develop an environmental policy that provides protection for:

  • Asbestos
  • Lead paint
  • Mold
  • Dry Cleaning and laundry facilities
  • Contractors
  • Environmental consultants
  • Hospitals and clinical organizations
  • Gas stations, garages and car dealerships
  • HVAC contractors
  • Shopping centers
  • Utilities

… and so much more. In every case, these industries must protect against environmental risk.

We offer peace of mind in knowing that your business can survive a costly environmental lawsuit and still have the necessary funds to continuing operating. It’s the confidence in knowing you are properly insured by our Business Insurance Brokers.

Pemberton Insurance – The confidence in knowing you are properly insured.

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The Pemberton Business Insurance Process – Securing You Better Coverage and Rates


If you’ve needed business insurance in the past, you already know how difficult it can be to not only obtain proper coverage, but to get it at a reasonable price. Pemberton Commercial Brokers know how to best present your business to insurance underwriters, giving your business favourable risk to insure so you will obtain the best possible coverage and rates.

Our multi-step process includes:

  • Submitting to underwriters
  • Obtaining multiple quotes from top-rated insurers
  • Providing recommendations for insurance selection based on your specific needs
  • Submission of all insurance forms to obtain coverage.

Pemberton business clients are placed with top tier insurance firms who are known for handling claims fairly and quickly. You get the quality protection and service you need to get your business back on track from an unexpected loss or lawsuit.

Industry specific coverage is available for:

We acknowledge your success and deliver peace of mind.